Investing has never been more accessible than it is today. With just a few taps on your smartphone, you can start growing your wealth, plan for retirement, or simply save for a rainy day. For beginners, however, diving into the world of stocks, ETFs, and robo-advisors can feel intimidating.
This is why you need investment apps for beginners. They are simple to use, intuitive, and affordable platforms designed to help you get started with confidence.
Investment Apps for Beginners: 5 Apps You Need to Start Investing in 2025
Here, we explore the top investment apps for beginners in 2025.
Acorns
If you struggle with saving or find investing complicated, Acorns is your go-to investment app. Acorns rounds up your daily purchases and invests the spare change into diversified portfolios of ETFs.
Acorns App logo | Google Play
In 2025, Acorns plans to expand its features, such as personalized investment advice and eco-friendly investment portfolios. Its subscription fee starts at just $3 per month, making it one of the best apps for small investments.
Betterment
Betterment is a robo-advisor that customizes portfolios based on your goals, risk tolerance, and time horizon. It is a popular option for beginners looking to grow wealth passively through diversified ETFs and tax-efficient strategies.
It charges a 0.25% annual fee for its digital plan. Furthermore, its focus on low fees and tax-efficient investing ensures your money grows without unnecessary overheads. However, this investment app is not favorable to those who want to choose their own ETFs or stocks since it gives zero control over investment choices.
Robinhood
For those eager to learn the ropes of the stock market, Robinhood offers commission-free trading on stocks, ETFs, and even cryptocurrencies. Recently, Robinhood has introduced an IRA with a 1% match for standard users and a 3% match for its premium Gold subscribers.
Robinhood stocks displayed on a phone | Pexels
Additionally, its new "Robinhood Legend" web-based platform enhances customization and usability for active traders, offering advanced charting and multiple layouts. This app is ideal if you prefer a hands-on approach to investing, allowing you to start with as little as $1 thanks to its fractional shares feature.
Stockpile
If you want a platform to share the joy of investing while building generational wealth, Stockpile is a great pick. It allows parents to give stocks to children, building interest in investing early. Fractional shares and simple lessons on market fundamentals create an engaging experience for all ages.
Its important features include:
- Family-friendly plans starting at $4.95/month.
- Mini-lessons designed for young investors.
SoFi
SoFi Invest is a one-stop shop for financial wellness. From commission-free trades to access to Certified Financial Planners, SoFi helps beginners navigate the complexities of investing while providing additional services like budgeting tools and personal loans.
Its fractional shares feature allows you to invest in big-name stocks with minimal funds. It also offers automated investing with no management fees, financial planning tools, and exclusive benefits like access to Initial Public Offerings (IPOs).
Final Thoughts
For beginners who want to invest in the coming year, these best trading apps for 2025 make it easier than ever. If you're unsure of which to choose, simply consider your goals, risk tolerance, and preferred investing style. When you make your choice, download one of these apps, set your goals, and watch your money work for you!