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Bad Credit Score? Here's What to Do

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By vot_crypto_ad - - 5 Mins Read

Back in the day, when I was a student, I had so many expenses and almost no entries. I was suffering from what is commonly called a bad credit score. I was failing to pay bills on time, and eventually got shut down by my credit card company, even though I had plans to make improvements. 

Then a friend told me about Indigo Card, and boy, it has changed my life. So I thought I would write a quick honest review for all of you out there struggling the way I used to.

Indigo Platinum Mastercard Review

The Indigo card is worth considering if you have poor credit and are in desperate need of a credit boost. Other non-secured and secured card solutions, on the other hand, are likely to be more beneficial. The card's usefulness as a method to improve creditworthiness is hampered by a prospective annual fee and a modest credit limit.

What Should You Know About Indigo Platinum Mastercard?

This article will help you understand Indigo Mastercard and all it has to offer.

Card type

You can receive a variety of cards, including student cards, rewards cards, business cards, and more. The Indigo Platinum Mastercard is an unsecured credit card, meaning it does not require a deposit to open.

Annual fee

For approved clients, the Indigo Platinum Mastercard has no annual fee. This is one of the most cost-effective ways to repair your credit without incurring additional charges.


You must first comprehend the terms of the Indigo Platinum Mastercard before using it. The APR on your transaction is fixed at 24.9 percent. There are also balance transfer costs, but overall the terms are favorable.

Balance transfer fee

The Indigo Platinum Mastercard comes with a 0% balance transfer charge. As a result, you can transfer costs from one Indigo Platinum card to another without incurring any additional charges.

Low credit limit

Customers are prevented from spending more than they can afford because of the modest credit limit. According to one Indigo Platinum Mastercard review, the card enforces sensible spending and rebuilds credit in this way.


Does This Sound Exactly What You Need?

What Are the Eligibility Criteria for the Indigo Platinum Mastercard?

You must first ensure that you are eligible for an Indigo Platinum Mastercard before applying.  

Years of age

In all US states except Alabama, you must be 18 years or older to qualify for approval. To be authorized for this card in Alabama, you must be 19 years old or older. This is one of the greatest credit cards for young individuals with bad credit.

Personal Information

You may be asked to submit some personal information, such as if you are married or what your occupation is. This is so the company can assess your ability to repay your credit card.

Contact information and address

You may be required to supply information about your residence and contact information so that the company can notify you whether or not you have been accepted.

Financial information

Most credit card issuers examine your FICO score to determine if you have a good or bad credit history.

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